/* ==========================================================================
   TP Advisors – Otros Créditos (tpao)
   - Scoped: #tpa-otros-creditos.tpa
   - FA 5.15.4 compatible
   ========================================================================== */

#tpa-otros-creditos.tpa{
  --tpao-navy:#1F497D;
  --tpao-navy-2:#3F3C71;
  --tpao-sky:#8EA9DB;
  --tpao-btn:#f4a000;
  --tpao-accent:#688AE6;
  --tpao-mint:#46d2b5;

  --tpao-ink:#0f172a;
  --tpao-muted:#6b7280;

  --tpao-line:#e5e7eb;
  --tpao-card:#fff;

  --tpao-radius:18px;
  --tpao-radius-lg:22px;

  --tpao-shadow:0 18px 45px rgba(16,24,40,.12);
  --tpao-shadow-soft:0 10px 26px rgba(16,24,40,.08);

  --tpao-max:1120px;
  --tpao-gutter:22px;

  font-family:"Poppins",system-ui,-apple-system,Segoe UI,Roboto,Arial,sans-serif;
  color:var(--tpao-ink);
  background:#fff;
}

.tpao-wrap{ overflow:hidden; }
section[id]{ scroll-margin-top:92px; }

a{ color:inherit; }
img{ max-width:100%; display:block; }

/* =========================
   HERO
   ========================= */
.tpao-hero{
  position:relative;
  min-height:680px;
  display:flex;
  align-items:center;
  justify-content:center;
  overflow:hidden;
  background:#0b1220;
}

.tpao-hero-img{
  background-image: var(--hero-bg);
  background-size: cover;
  background-position: center;
  position:absolute;
  inset:0;
  width:100%;
  height:100%;
  transform:scale(1.03);
  filter:saturate(1.03) contrast(1.04);
}

.tpao-hero-overlay{
  position:absolute;
  inset:0;
  background:
    linear-gradient(135deg, rgba(31,73,125,.66) 0%, rgba(63,60,113,.68) 52%, rgba(142,169,219,.60) 100%),
    radial-gradient(80% 60% at 50% 0%, rgba(70,210,181,.14), transparent 55%),
    radial-gradient(70% 50% at 85% 15%, rgba(244,160,0,.12), transparent 55%);
}

.tpao-hero-inner{
  position:relative;
  max-width:var(--tpao-max);
  margin:0 auto;
  padding:4.5rem 4rem 3.2rem;
  display:grid;
  grid-template-columns:1fr;
  justify-items:center;
  text-align:center;
}

.tpao-badge{
  display:inline-flex;
  align-items:center;
  gap:10px;
  padding:8px 16px;
  border-radius:999px;
  background:rgba(255,255,255,.12);
  border:1px solid rgba(255,255,255,.22);
  color:rgba(255,255,255,.94);
  box-shadow:0 10px 24px rgba(0,0,0,.12);
  backdrop-filter:blur(10px);
  -webkit-backdrop-filter:blur(10px);
  font-weight:700;
  margin-bottom:18px;
}
.tpao-badge i{ color:var(--tpao-mint); }

.tpao-title{
  margin:0 0 14px;
  color:#fff;
  font-weight:900;
  line-height:1.06;
  font-size:3.5rem;
  text-shadow:0 18px 40px rgba(0,0,0,.18);
}
.tpao-title-accent{
  color:var(--tpao-mint);
  text-shadow:0 10px 25px rgba(70,210,181,.18);
}

.tpao-subtitle{
  margin:0 auto 20px;
  max-width:58rem;
  color:rgba(255,255,255,.82);
  line-height:1.8rem;
  font-size:1.08rem;
}

.tpao-hero-ctas{
  display:flex;
  gap:14px;
  justify-content:center;
  align-items:center;
  margin:18px 0 26px;
  flex-wrap:wrap;
}

/* Buttons */
.tpao-btn{
  display:inline-flex;
  align-items:center;
  justify-content:center;
  gap:10px;
  text-decoration:none;
  border-radius:12px;
  padding:1rem 1.6rem;
  min-width:190px;
  font-weight:800;
  font-size:1rem;
  letter-spacing:.2px;
  transition:transform .12s ease, box-shadow .12s ease, background .12s ease, border-color .12s ease;
  user-select:none;
  border:1px solid transparent;
  cursor:pointer;
}
.tpao-btn-primary{
  background:var(--tpao-mint);
  color:#fff;
  box-shadow:0 14px 34px rgba(70,210,181,.22);
}
.tpao-btn-primary:hover{
  transform:translateY(-1px);
  box-shadow:0 18px 44px rgba(70,210,181,.28);
}
.tpao-btn-ghost{
  background:rgba(255,255,255,.10);
  color:rgba(255,255,255,.92);
  border-color:rgba(255,255,255,.22);
  backdrop-filter:blur(10px);
  -webkit-backdrop-filter:blur(10px);
}
.tpao-btn-ghost:hover{
  transform:translateY(-1px);
  background:rgba(255,255,255,.13);
  border-color:rgba(255,255,255,.28);
}

.tpao-metrics{
  margin-top:18px;
  display:grid;
  padding:1.85rem;
  grid-template-columns:repeat(3, minmax(0, 1fr));
  gap:1.15rem;
  text-align:center;
}

.tpao-metric{
  padding:1.35rem 1rem;
  border-radius:14px;
  background:rgba(255,255,255,.12);
  border:1px solid rgba(255,255,255,.20);
  box-shadow:0 18px 40px rgba(0,0,0,.10);
  backdrop-filter:blur(12px);
  -webkit-backdrop-filter:blur(12px);
}

.tpao-metric-k{
  color:var(--tpao-mint);
  font-weight:800;
  font-size:2.1rem;
  line-height:1.1;
}
.tpao-metric-l{
  color:rgba(255,255,255,.80);
  font-size:.95rem;
  font-weight:600;
  margin-top:6px;
}

/* Responsive hero */
@media (max-width:980px){
  .tpao-hero-inner{ padding:3.4rem 1.4rem 2.6rem; }
  .tpao-title{ font-size:2.7rem; }
}
@media (max-width:820px){
  .tpao-hero{ min-height:560px; }
  .tpao-metrics{
    grid-template-columns:1fr;
    max-width:520px;
    margin-left:auto; margin-right:auto;
  }
}

/* =========================
   Sections base
   ========================= */
.tpao-sec{
  padding:4.25rem 0;
  background:#fff;
}
.tpao-sec-alt{
  background:linear-gradient(180deg, #ffffff, #fbfcff);
}
.tpao-sec-head{
  max-width:var(--tpao-max);
  margin:0 auto 40px;
  padding:0 var(--tpao-gutter);
  text-align:center;
}
.tpao-h2{
  margin:0 0 10px;
  font-size:2.5rem;
  font-weight:900;
  letter-spacing:-.7px;
  color:var(--tpao-navy);
  line-height:1.08;
}
.tpao-accent-word{ color:var(--tpao-accent); }
.tpao-mint-word{ color:var(--tpao-mint); }
.tpao-p{
  margin:0 auto;
  max-width:860px;
  color:var(--tpao-muted);
  line-height:1.65;
  font-size:1.08rem;
}
@media (max-width:820px){
  .tpao-h2{ font-size:2.3rem; }
}

/* =========================
   Servicios cards (match original layout)
   ========================= */

.tpao-services-grid{
  display:grid;
  grid-template-columns:repeat(2,1fr);
  gap:28px;
  padding: 0 3rem;
}

/* BASE */
.tpao-card{
  background:#fff;
  border-radius:18px;
  overflow:hidden;
  box-shadow:0 18px 40px rgba(0,0,0,.08);
  display:flex;
  flex-direction:column;
}

/* HEADER */
.tpao-card-head{
  position:relative;
  padding:28px;
  color:#fff;
}

.tpao-card-icon{
  width:3.8rem;
  height:3.8rem;
  border-radius:12px;
  background:rgba(255,255,255,.18);
  display:flex;
  align-items:center;
  justify-content:center;
  margin-bottom:14px;
}

.tpao-card-icon i{
  font-size:1.7rem;
}

.tpao-card-head h3{
  margin:0 0 6px;
  font-size:20px;
  color: #fff;
}

.tpao-card-head p{
  margin:0;
  font-size:14px;
  opacity:.9;
}

/* BADGE */
.tpao-card-badge{
  position:absolute;
  top:18px;
  right:18px;
  background:rgba(255,255,255,.25);
  padding:4px 10px;
  font-size:12px;
  border-radius:999px;
  font-weight:600;
}

.tpao-badge-green{
  background:rgba(90,209,162,.35);
}

/* BODY */
.tpao-card-body{
  padding:26px 28px 30px;
  background:#fff;
}

.tpao-card-list{
  list-style:none;
  padding:0;
  margin:0 0 22px;
}

.tpao-card-list li{
  display:flex;
  gap:10px;
  font-size:14px;
  color:#444;
  margin-bottom:12px;
}

.tpao-card-list i{
  color:#5ad1a2;
  margin-top:2px;
}

/* BUTTONS */
.tpao-btn{
  display:inline-flex;
  justify-content:center;
  align-items:center;
  padding:12px 18px;
  border-radius:10px;
  font-weight:600;
  font-size:14px;
  text-decoration:none;
  color:#fff;
}

.tpao-btn-empresariales{background:#1F497D;color: #fff!important; width: 100%;}
.tpao-btn-empresariales:hover{background:#3F3C71;}
.tpao-btn-personal{background:#DF900C;color: #fff!important; width: 100%;}
.tpao-btn-personal:hover{background:#c57e0a;}
.tpao-btn-asesoria{background:#688AE6;color: #fff!important; width: 100%;}
.tpao-btn-asesoria:hover{background:#8EA9DB;}
.tpao-btn-factoraje{background:#DF900C;color: #fff!important; width: 100%;}
.tpao-btn-factoraje:hover{background:#c57e0a;}
.tpao-btn-arrendamiento{background:#5ED1A8;color: #fff!important; width: 100%;}
.tpao-btn-arrendamiento:hover{background:#4dc197;}

/* VARIANTS */
.tpao-card--empresarial .tpao-card-head{
  background:linear-gradient(135deg,#1F497D,#3F3C71);
}
.tpao-card--personal .tpao-card-head{
  background:linear-gradient(135deg,#DF900C,#c57e0a);
}
.tpao-card--asesoria .tpao-card-head{
  background:linear-gradient(135deg,#688AE6,#8EA9DB);
}
.tpao-card--factoraje .tpao-card-head{
  background:linear-gradient(135deg,#DF900C,#5ED1A8);
}
.tpao-card--arrendamiento .tpao-card-head{
  background:linear-gradient(135deg,#5ED1A8,#8EA9DB);
}

/* RESPONSIVE */
@media(max-width:900px){
  .tpao-services-grid{
    grid-template-columns:1fr;
  }
}


/* =========================
   Agronegocios (split card)
   ========================= */
#tpao-agro{
    padding:0 var(--tpao-gutter);
}
.tpao-agro-card{
  max-width:var(--tpao-max);
  margin:0 auto;
  
  display:grid;
  grid-template-columns:1.05fr 1fr;
  border-radius:26px;
  overflow:hidden;
  border:1px solid rgba(17,24,39,.08);
  box-shadow:0 26px 60px rgba(16,24,40,.12);
  background:#fff;
}

.tpao-agro-left{
  background:linear-gradient(135deg, #234D86 0%, #3aa5a2 55%, #4fce9f 100%);
  position:relative;
  min-height:420px;
  display:flex;
  align-items:center;
  justify-content:center;
}
.tpao-agro-left-inner{
  text-align:center;
  color:#fff;
  padding:2.2rem;
}
.tpao-agro-left-inner i{
  font-size:3.8rem;
  margin-bottom:18px;
  opacity:.95;
}
.tpao-agro-left-t{
  font-weight:900;
  font-size:2rem;
  letter-spacing:-.4px;
}
.tpao-agro-left-d{
  margin-top:6px;
  opacity:.9;
  font-weight:600;
}

.tpao-agro-right{
  padding:2.4rem 2.2rem;
}

.tpao-agro-tag{
  display:inline-flex;
  align-items:center;
  gap:8px;
  padding:8px 12px;
  border-radius:999px;
  background:rgba(70,210,181,.12);
  color:#5ED1A8;
  font-weight:800;
  font-size:.85rem;
}
.tpao-agro-tag i{ color:#5ED1A8; }

.tpao-agro-h{
  margin:14px 0 10px;
  font-weight:900;
  font-size:1.7rem;
  letter-spacing:-.35px;
  color:#111827;
}
.tpao-agro-p{
  margin:0 0 16px;
  color:var(--tpao-muted);
  line-height:1.6;
}

.tpao-agro-list{
  display:flex;
  flex-direction:column;
  gap:14px;
  margin:16px 0 18px;
}

.tpao-agro-item{
  display:flex;
  gap:12px;
  align-items:flex-start;
}

.tpao-agro-ico{
  width:42px;
  height:42px;
  border-radius:12px;
  display:grid;
  place-items:center;
  background:rgba(70,210,181,.14);
  color:#5ED1A8;
  flex-shrink:0;
}
.tpao-agro-ico i{ font-size:1.05rem; }

.tpao-agro-it{
  font-weight:900;
  color:#111827;
  margin-bottom:2px;
}
.tpao-agro-id{
  color:var(--tpao-muted);
  line-height:1.45;
  font-size:.95rem;
}

.tpao-agro-highlight{
  margin-top:8px;
  display:flex;
  gap:12px;
  align-items:flex-start;
  padding:1.5rem 1rem;
  border-radius:14px;
  background:rgba(70, 210, 182, 0.039);
  border-left:4px solid var(--tpao-mint);
}
.tpao-agro-hi-ico{
  width:42px;
  height:42px;
  border-radius:12px;
  display:grid;
  place-items:center;
  color:#5ED1A8;
  flex-shrink:0;
}
.tpao-agro-hi-t{
  font-weight:900;
  color:#111827;
}
.tpao-agro-hi-d{
  color:var(--tpao-muted);
  font-size:.95rem;
  margin-top:2px;
}

.tpao-agro-btn{
  margin-top:18px;
  display:inline-flex;
  align-items:center;
  justify-content:center;
  gap:10px;
  height:48px;
  padding:0 18px;
  border-radius:12px;
  background:var(--tpao-mint);
  color:#fff;
  font-weight:900;
  text-decoration:none;
  box-shadow:0 16px 38px rgba(70,210,181,.20);
  transition:transform .12s ease, box-shadow .12s ease;
}
.tpao-agro-btn:hover{
  transform:translateY(-1px);
  box-shadow:0 20px 46px rgba(70,210,181,.26);
}

@media (max-width:980px){
  .tpao-agro-card{ grid-template-columns:1fr; }
  .tpao-agro-left{ min-height:320px; }
}

/* =========================
   Why choose grid
   ========================= */
.tpao-why-grid{
  max-width:var(--tpao-max);
  margin:0 auto;
  padding:0 var(--tpao-gutter);
  display:grid;
  grid-template-columns:repeat(3, minmax(0, 1fr));
  gap:38px 26px;
  align-items:start;
  text-align:center;
}

@media (max-width:980px){
  .tpao-why-grid{ grid-template-columns:repeat(2, minmax(0, 1fr)); }
}
@media (max-width:640px){
  .tpao-why-grid{ grid-template-columns:1fr; }
}

.tpao-why-item{ padding:6px 6px; }

.tpao-why-ico{
  width:86px;
  height:86px;
  border-radius:20px;
  margin:0 auto 14px;
  display:grid;
  place-items:center;
  color:#fff;
  position:relative;
  transform:rotate(10deg);
  box-shadow:0 18px 40px rgba(16,24,40,.12);
}
.tpao-why-ico i{
  transform:rotate(10deg);
  font-size:1.6rem;
}

.tpao-why-check{
  position:absolute;
  right:-6px;
  bottom:-6px;
  width:28px;
  height:28px;
  border-radius:999px;
  background:var(--tpao-mint);
  display:grid;
  place-items:center;
  box-shadow:0 14px 30px rgba(70,210,181,.22);
}
.tpao-why-check i{
  transform:none;
  font-size:.8rem;
}

.tpao-why-t{
  font-weight:900;
  font-size:1.05rem;
  color:#111827;
  margin-bottom:8px;
}
.tpao-why-d{
  color:var(--tpao-muted);
  font-size:.95rem;
  line-height:1.55;
}

/* why colors */
.tpao-why-ico-navy{ background:linear-gradient(135deg, #243b77, #2b4b9a); }
.tpao-why-ico-sky{ background:linear-gradient(135deg, #6b86db, #8ea9db); }
.tpao-why-ico-grad{ background:linear-gradient(135deg, #d68b05, #5dcf9e); }
.tpao-why-ico-mint{ background:linear-gradient(135deg, #46d2b5, #7aaee6); }
.tpao-why-ico-blue{ background:linear-gradient(135deg, #2b4b9a, #6b86db); }
.tpao-why-ico-amber{ background:linear-gradient(135deg, #d88700, #2b4b9a); }

/* =========================
   FORM (first form section)
   ========================= */
.tpao-form{
  padding:110px 20px;
  background:linear-gradient(135deg, rgba(31,73,125,1), rgba(63,60,113,1)) !important;
}

.tpao-sec-head-dark{ margin-bottom:26px; }
.tpao-h2-white{ color:#fff; }
.tpao-p-white{ color:rgba(255,255,255,.78); }

.tpao-form-wrap{
  max-width:980px;
  margin:0 auto;
  padding:0 2rem;
}
.tpao-form-card{
  max-width:920px;
  margin:0 auto;
  padding:32px;
  border-radius:22px;
  background:linear-gradient(135deg, rgba(63, 76, 125, 0.95), rgba(86, 88, 142, 0.95));
  border:1px solid rgba(255,255,255,.18);
  box-shadow:0 30px 60px rgba(15, 23, 42, .35);
}

.tpao-form-grid{
  display:grid;
  grid-template-columns:1fr 1fr;
  gap:14px 18px;
}
@media(max-width:820px){
  .tpao-form-grid{ grid-template-columns:1fr; }
  .tpao-form-wrap{ padding:0 1rem; }
}

.tpao-field{ display:flex; flex-direction:column; gap:8px; }
.tpao-field-full{ grid-column:1 / -1; }

.tpao-label{
  color:#fff;
  font-weight:700;
  font-size:.92rem;
  display:flex;
  align-items:center;
  gap:8px;
  opacity:.95;
}

.tpao-input{
  width:100%;
  border-radius:6px !important;
  border:1px solid rgba(255,255,255,.35) !important;
  background:rgba(255,255,255,.12) !important;
  color:rgba(255,255,255,.92) !important;
  padding:10px 14px !important;
  outline:none;
  font-size:1rem !important;
  transition:border-color .12s ease, box-shadow .12s ease;
}
.tpao-input::placeholder{ color:rgba(255,255,255,.70) !important; }
.tpao-input:focus{
  border-color:var(--tpao-mint) !important;
  box-shadow:0 0 0 3px rgba(70,210,181,.18);
}

select.tpao-input{
  appearance:none;
  background-image:
    linear-gradient(45deg, transparent 50%, rgba(255,255,255,.75) 50%),
    linear-gradient(135deg, rgba(255,255,255,.75) 50%, transparent 50%);
  background-position:calc(100% - 18px) 50%, calc(100% - 12px) 50%;
  background-size:6px 6px, 6px 6px;
  background-repeat:no-repeat;
  padding-right:34px !important;
}

.tpao-textarea{ resize:vertical; min-height:140px; }

.tpao-btn-center{
  display:flex;
  margin:18px auto 0;
  min-width:260px;
}

.tpao-privacy{
  display:flex;
  gap:10px;
  align-items:center;
  justify-content:center;
  text-align:center;
  margin-top:14px;
  color:rgba(255,255,255,.72);
  font-size:12px;
}

/* =========================
   FINAL CONTACT + FORM (dark section)
   ========================= */
.tpao-contact{
  padding:92px 20px;
  background:linear-gradient(135deg, #1b3f7a 0%, #2b3a77 45%, #1f2f6b 100%);
}

.tpao-contact-inner{
  max-width:1100px;
  margin:0 auto;
  display:grid;
  grid-template-columns:380px 1fr;
  gap:26px;
  align-items:stretch;
}

@media (max-width:980px){
  .tpao-contact-inner{ grid-template-columns:1fr; }
}

.tpao-contact-left{
  display:flex;
  flex-direction:column;
  gap:18px;
}

.tpao-contact-card{
  border-radius:18px;
  background:rgba(255,255,255,.12);
  border:1px solid rgba(255,255,255,.16);
  box-shadow:0 26px 60px rgba(0,0,0,.18);
  padding:22px;
  color:#fff;
}

.tpao-contact-h{
  margin:0 0 16px;
  font-weight:700;
  font-size:1.6rem;
  letter-spacing:-.3px;
  color: #fff;
}

.tpao-contact-row{
  display:flex;
  align-items:center;
  gap:14px;
  padding:14px 14px;
  border-radius:14px;
  border:1px solid rgba(255,255,255,.14);
  background:rgba(255,255,255,.06);
  text-decoration:none;
  transition:transform .12s ease, background .12s ease, border-color .12s ease;
}
.tpao-contact-row:hover{
  transform:translateY(-1px);
  background:rgba(255,255,255,.08);
  border-color:rgba(255,255,255,.18);
}

.tpao-contact-ico{
  width:46px;
  height:46px;
  border-radius:14px;
  display:grid;
  place-items:center;
  color:#fff;
  flex-shrink:0;
}
.tpao-contact-ico i{ font-size:1.35rem; }
.tpao-contact-ico-wa{ background:#5ED1A8; }
.tpao-contact-ico-mail{ background:#5ED1A8; }

.tpao-contact-meta{ display:flex; flex-direction:column; gap:2px; }
.tpao-contact-t{ font-weight:700; }
.tpao-contact-d{ opacity:.95; font-weight:500; font-size:.95rem; }
.tpao-contact-s{ opacity:.72; font-size:.82rem; }

.tpao-trust-card{
  border-radius:18px;
  background:rgba(255,255,255,.12);
  border:1px solid rgba(255,255,255,.16);
  box-shadow:0 26px 60px rgba(0,0,0,.18);
  padding:22px;
  color:#fff;
  text-align:center;
}
.tpao-trust-ico{
  width:52px;
  height:52px;
  margin:0 auto 10px;
  border-radius:16px;
  display:grid;
  place-items:center;
}
.tpao-trust-ico i{ font-size:1.45rem; color:#5ED1A8; }
.tpao-trust-t{ font-weight:900; margin:6px 0 10px; }
.tpao-trust-stars i{ 
    margin: 0 0.1rem;
    color: #f4a000; 
}

.tpao-contact-right{
  display:flex;
}

.tpao-contact-form-card{
  width:100%;
  border-radius:18px;
  background:rgba(255,255,255,.12);
  border:1px solid rgba(255,255,255,.16);
  box-shadow:0 26px 60px rgba(0,0,0,.18);
  padding:22px;
  color:#fff;
}

.tpao-contact-grid{
  display:grid;
  grid-template-columns:1fr 1fr;
  gap:14px 18px;
}
@media(max-width:820px){
  .tpao-contact-grid{ grid-template-columns:1fr; }
}